Terms of Use
These terms apply when you use EarnVarsity, operated by SkillFreedom Group ("we", "us"). By creating an account or using the app you agree to them. If you do not agree, please do not use the service.
Using the service
You must give accurate information. One person, one account.
Your account
Keep your password private. You are responsible for activity on your account. Tell us at once if you think someone else has used it. You can delete your account at any time from the app or by contacting us.
What we provide
You need an account to use the app. The first part of each course, and some tools, are free. Other courses, tools and features are for members. We also offer paid digital resources and other services. What each item includes is shown before you buy.
We keep improving the service and may add, change or remove features and content. Where a change removes something you paid for, we will tell you and put it right.
XP, ranks, badges and certificates reflect your activity in the app. We may correct them if they were earned by misuse. A certificate shows that you completed our course or exam. It is not an accredited qualification or a licence to practise a profession.
Payments and memberships
Prices, currency and billing period are shown before you pay. Payments are handled by our payment processor. Taxes may be added where the law requires it. If a membership renews automatically, we say so before you pay and you can cancel before the next renewal.
Our Refund Policy explains when you can get your money back.
Partner programme and commissions
Partners may earn a commission on eligible sales they refer. Rates, eligibility and payout rules are shown in the app and can change with notice.
Commissions on refunded, reversed or fraudulent sales may be cancelled. Withdrawals go to the bank account you provide, after any minimum balance or checks we apply. You are responsible for any tax on what you earn.
You must not mislead people, spam, or make claims about earnings that we have not published.
AI coaches and tools
AI coaches and tools give general guidance and drafts, and can make mistakes. They do not provide legal, financial, tax, medical or investment advice. Check important decisions yourself and with a qualified professional. Usage limits may apply.
You are responsible for what you publish or send using a draft we helped you make, including that it is accurate, lawful and does not copy someone else's work.
Acceptable use
Do not share, resell or publicly post paid content, copy or scrape the app, attack or overload the service, use another person's account, upload unlawful or harmful content, or cheat to gain XP, certificates or commissions.
We may suspend or close accounts that break these terms. Where we can, we will warn you first and explain why.
Your content
What you create or upload stays yours. You give us permission to store and process it so we can run the service for you, and to show your certificate on its verification page. We do not use your private work to promote ourselves without asking you.
Our content
All lessons, PDFs, designs and software belong to SkillFreedom Group or its licensors. You get a personal, non-transferable licence to use them for your own learning and business.
No guarantee of results
We teach skills and methods. We do not promise any income or outcome. Please read the Income Disclaimer.
Liability
We provide the service with reasonable care but as it is. To the extent the law allows, we are not liable for indirect or lost-profit losses, or for losses caused by things outside our control, and our total liability to you for a claim is limited to the amount you paid us in the 12 months before it. Nothing in these terms limits rights you have under the law where you live that cannot be limited, or liability that cannot be excluded by law.
Law, disputes and changes
These terms are governed by the laws of the Federal Republic of Nigeria. If you are a consumer, you keep the protection of the mandatory consumer laws of the country where you live. Please contact us first so we can try to settle a problem informally through the Help and support chat inside the app.
We may update these terms. For significant changes we will tell you in the app or by email and ask you to accept again. Continuing to use the app after a change means you accept it.